Courts around Florida have been reminded often by defense attorneys that there is something fundamentally wrong with this practice. The attached Order is one example from 2010 where a Duval County Judge agreed and set aside a final judgment.
2,500 Homeowners Put In Foreclosure While Awaiting Mortgage Modifications: Attorneys
One of the problems occurring daily around Florida and around the Country is described in this December article. Recently, courts have recognized that the process the lenders employ, that of pied-pipering homeowners into working with them on a modification, meanwhile sending the file to a law firm to file foreclosure, get a default entered, and move the case quickly to a default final judgment and a foreclosure auction, is improper.