Property insurance is designed to provide property owners with peace of mind. As a property owner you pay a monthly premium, and in exchange the insurance company promises to cover the costs of any damage that may occur to your property that falls under the insurance agreement. However, insurance companies routinely deny valid claims, delay payment, undervalue loss, or refuse to pay to have a problem fixed correctly properties.
Florida Defense Law, P.A. will provide you with the valuable legal representation that you need. Attorney Alexander Scott Dennison is an experienced civil litigator and dedicated to seeing that you get the insurance coverage that you deserve.
Some Types of Florida Property Insurance Claims
Florida Defense Law, P.A. handles all kinds of first-party property and casualty insurance claim disputes. “First-party” property insurance insures you against certain risks and damage that occur to your property. We represent clients with property claims that have been caused by the following occurrences:
• Construction defects
• Other insurance disputes
Property Insurance Law in Florida
Florida law dictates all aspects of property insurance in the Florida Insurance Code. Property insurance contracts are governed by Chapter 627, Part X of Florida law. This law covers all aspects of a property insurance policy, including:
• Liability of the insured, coinsurance, and deductibles
• Insurer’s duties
• Standards for determining risks of coverage
• Standards and requirements of insurers after natural disasters
• Coverage inquiries
• Specific requirements of sinkhole claims
…and other important legal information regarding your property insurance coverage.
An experienced property insurance attorney knows the law regarding your claim and will be able to provide you the representation that you need in order to get full coverage on your claim.
Why You Need a Florida Property Insurance Attorney
Level the playing field. There are many benefits to enlisting the help of a property insurance attorney after a disaster has struck. The insurance company has many lawyers and adjusters working on their side to try and deny your claim. As your lawyer, I act similar to a claims adjuster, but on your side of the case. I work with you from the beginning to figure out how your property was damaged and how it falls under your insurance policy. Oftentimes, whether or not a claim is covered depends on small details in the case, and it is vital that your attorney know what to look for in property damage claims.
An experienced property insurance attorney knows your rights and what you are entitled to under your insurance policy. Many disputes arise when an insurance company undervalues or denies a claim. Having an experienced property insurance attorney at your side can ensure that your property is properly valued and that you are getting the full coverage that you paid for.
Florida Defense Law, P.A. Is Dedicated to Defending Your Rights
Insurance companies have a financial motivation to deny your property insurance claim even if it falls within the policy, and the complexities of insurance law can be difficult to understand. If you or someone that you know has a property claim that has been denied by an insurance company, I am available to assist in cases all over Florida, including: Collier, Lee, Charlotte, Sarasota, Manatee, Hillsborough, Pinellas, Pasco, Polk, and Hernando Counties.
Let Florida Defense Law, P.A. fight for the full and fair compensation of your claim. Call or contact my office to schedule a free and confidential consultation of your case. I promise to provide diligent representation of your case and fight for the coverage that you deserve.
For answer to common question please see the Insurance Dispute FAQ Page